If you're like the majority of us, you might be on renewed/newly shakey ground financially, thanks to the unexpected layoffs, cutbacks and the new expenses that are around each corner.
In an attempt to make a similar salary as I was pre-covid, I have gone down many a financial rabbit hole - which has included reading lots of folks get rich schemes. After 5 weeks of living at the computer it has landed me at two new places that I now trust enough to encourage. I figured I would offer my two cents (pun intended) about each, in case you are looking for a new, unfortunately slow way, to make a little extra cash. I am also including my teaching referral, in case you want to get up at odd hours of the night. I LOVE my job with VIPKID and would do it for free (I would just start at, I don't know, 6 am instead of 2 or 3) so if you have questions about any of this just reach out (leanna.pohevitz at gmail)
STASH - Investing
https://get.stashinvest.com/leanna_k9zsg07
Stash is based on some interesting principles: mainly, start small and make it a regular habit to invest. For opening an account with the above link and putting in $5.00 you get $20 to invest. You then get $20 more for each friend who signs up (or at promotional times, even more!). That cash is yours to withdraw after 90 days. So far, the best part of it has been that weekdays at 4:00pm they have a thing called "stashstockparty" where they give away free partial stock shares to everyone who signs in to that "party" within 10 minutes. Same deal, in 90 days that money is yours to withdraw. They offer a lot of features and a lot of incentives (ex. if you direct deposit each month, you get a $50 bonus in your account). The coolest to me is the stockback option - every purchase you make with your debit card through their account, you get free "stock back" - if you buy something at Amazon, you get a partial Amazon stock, if you buy something at a local mom and pop, you get a small share in an approved stock they sell. I also appreciate a round-up feature, if you make purchases with their debit card, you can turn on the round-up feature. The difference between whatever you spend and the nearest dollar is rounded up and goes to your investment account for you to then decide how to invest in the future. The idea is, it won't be missed but a quarter here and a dime there add up to real money to make money on in the future.
What has it meant for me so far?
I have only deposited $15.00 ever - $5.00 to the debit account, and $10 to the investment account and I have paid $1.00 for the first month (it is a monthly fee - I chose to pay it monthly so that if I hated it I could delete it and not pay anymore) but as of this minute I have $42.40 in my accounts - Still $5.00 in my debit account and now $37.40 in the investment. Bottom line is that I wish I knew about this sooner so I could have been collecting free stock shares all along.
If you end up doing this, if you want to let me know, I will text you at 3:55pm ish every day to try to remind you get the free stock.
INBOXDOLLARS - Surveys
https://www.inboxdollars.com/r/1733548386?ref_src=link
This website has several different ways to earn money that rake in like a dime at a time... surveys, searches, games, scratch offs and a daily question. I have to say, I have never earned more than $1 for a survey or more than ten cents on a scratch off...
That being said, I currently have $41.22 and started my account on March 20th. The surveys are BORING. And roughly the first 10 questions are ALWAYS the same ish. But it is actually free money so if you are a multitasker or have nothing to do or need a little extra cash, I'd say go for it. My hope is to keep up earning about $40 a month extra this way. Let's see how long it works.
VIPKID - Teaching English Online
https://www.vipkid.com/mkt/landing/personal?referralToken=71d995f266936269c1d09f9cb46f3223&refereeId=29009959
I cannot stress enough how much I love this job. I have gotten a raise since I started, without asking so I now make a base salary of $21.00 an hour with up to $14 extra an hour for if they are short notice and if the students are new and sign up for lessons. I have a pros and cons doc about it if you want them - basically the summary: CONS: how incredibly unnecessarily challenging the hiring process is and the fact that they don't take taxes out so you have to figure that out yourself and pay quarterly or risk paying a penalty at tax time if you make too much. PROS: Classes are one-on-one so you develop awesome relationships with these kids and you fully choose your own schedule (within the time restrictions of VERY different time zones) - so if you want to work 80 hours one week and then zero hours for the next five months, that's okay. No penalty.
If you DO end up wanting this job - please know, the hiring process is unnecessarily painful but I am very willing to do everything in my power to help you get it (please note, they have reqs I can't help you get around, including a bachelor's degree, American accented fluent English and internet/computer). If you want it and meet the minimum, you will get the job, you just have to be patient.
In an attempt to make a similar salary as I was pre-covid, I have gone down many a financial rabbit hole - which has included reading lots of folks get rich schemes. After 5 weeks of living at the computer it has landed me at two new places that I now trust enough to encourage. I figured I would offer my two cents (pun intended) about each, in case you are looking for a new, unfortunately slow way, to make a little extra cash. I am also including my teaching referral, in case you want to get up at odd hours of the night. I LOVE my job with VIPKID and would do it for free (I would just start at, I don't know, 6 am instead of 2 or 3) so if you have questions about any of this just reach out (leanna.pohevitz at gmail)
STASH - Investing
https://get.stashinvest.com/leanna_k9zsg07
Stash is based on some interesting principles: mainly, start small and make it a regular habit to invest. For opening an account with the above link and putting in $5.00 you get $20 to invest. You then get $20 more for each friend who signs up (or at promotional times, even more!). That cash is yours to withdraw after 90 days. So far, the best part of it has been that weekdays at 4:00pm they have a thing called "stashstockparty" where they give away free partial stock shares to everyone who signs in to that "party" within 10 minutes. Same deal, in 90 days that money is yours to withdraw. They offer a lot of features and a lot of incentives (ex. if you direct deposit each month, you get a $50 bonus in your account). The coolest to me is the stockback option - every purchase you make with your debit card through their account, you get free "stock back" - if you buy something at Amazon, you get a partial Amazon stock, if you buy something at a local mom and pop, you get a small share in an approved stock they sell. I also appreciate a round-up feature, if you make purchases with their debit card, you can turn on the round-up feature. The difference between whatever you spend and the nearest dollar is rounded up and goes to your investment account for you to then decide how to invest in the future. The idea is, it won't be missed but a quarter here and a dime there add up to real money to make money on in the future.
What has it meant for me so far?
I have only deposited $15.00 ever - $5.00 to the debit account, and $10 to the investment account and I have paid $1.00 for the first month (it is a monthly fee - I chose to pay it monthly so that if I hated it I could delete it and not pay anymore) but as of this minute I have $42.40 in my accounts - Still $5.00 in my debit account and now $37.40 in the investment. Bottom line is that I wish I knew about this sooner so I could have been collecting free stock shares all along.
If you end up doing this, if you want to let me know, I will text you at 3:55pm ish every day to try to remind you get the free stock.
INBOXDOLLARS - Surveys
https://www.inboxdollars.com/r/1733548386?ref_src=link
This website has several different ways to earn money that rake in like a dime at a time... surveys, searches, games, scratch offs and a daily question. I have to say, I have never earned more than $1 for a survey or more than ten cents on a scratch off...
That being said, I currently have $41.22 and started my account on March 20th. The surveys are BORING. And roughly the first 10 questions are ALWAYS the same ish. But it is actually free money so if you are a multitasker or have nothing to do or need a little extra cash, I'd say go for it. My hope is to keep up earning about $40 a month extra this way. Let's see how long it works.
VIPKID - Teaching English Online
https://www.vipkid.com/mkt/landing/personal?referralToken=71d995f266936269c1d09f9cb46f3223&refereeId=29009959
I cannot stress enough how much I love this job. I have gotten a raise since I started, without asking so I now make a base salary of $21.00 an hour with up to $14 extra an hour for if they are short notice and if the students are new and sign up for lessons. I have a pros and cons doc about it if you want them - basically the summary: CONS: how incredibly unnecessarily challenging the hiring process is and the fact that they don't take taxes out so you have to figure that out yourself and pay quarterly or risk paying a penalty at tax time if you make too much. PROS: Classes are one-on-one so you develop awesome relationships with these kids and you fully choose your own schedule (within the time restrictions of VERY different time zones) - so if you want to work 80 hours one week and then zero hours for the next five months, that's okay. No penalty.
If you DO end up wanting this job - please know, the hiring process is unnecessarily painful but I am very willing to do everything in my power to help you get it (please note, they have reqs I can't help you get around, including a bachelor's degree, American accented fluent English and internet/computer). If you want it and meet the minimum, you will get the job, you just have to be patient.
